| Assets | Jan-09 | Jan-09 | Change | % |
| Cash & Savings | $ 48,467.69 | $ 43,484.02 | $ (4,983.67) | -10.28% |
| Taxable Brokerage Accts | $ 65,304.57 | $ 64,775.99 | $ (528.58) | -0.81% |
| Roth IRAs | $ 32,226.26 | $ 29,456.61 | $ (2,769.65) | -8.59% |
| Pre-tax Retirement Accts | $ 136,939.79 | $ 118,992.46 | $ (17,947.33) | -13.11% |
| Stock Options | $ - | $ - | $ - | 0.00% |
| ESPP | $ 23,620.16 | $ 24,577.35 | $ 957.19 | 4.05% |
| House #1 - Rental | $ 160,000.00 | $ 160,000.00 | $ - |
|
| House #2 - Rental | $ 128,225.00 | $ 128,225.00 | $ - |
|
| House #3 - ??? | $ 108,910.00 | $ 108,310.00 | $ (600.00) |
|
| House #4 - Primary | $ 300,000.00 | $ 300,000.00 |
|
|
| Receivable (Payable) | $ - | $ - | $ - |
|
| Other Assets | $ - | $ - | $ - |
|
| Total Assets | $ 1,003,693.47 | $ 977,821.43 | $ (25,872.04) | -2.58% |
| Liabilities |
|
|
|
|
| Credit Card Balances | $ (1,245.50) | $ (413.44) | $ 832.06 | -66.81% |
| House #1 Mortgages | $ (112,225.97) | $ (113,520.95) | $ (1,294.98) | 1.15% |
| House #2 Mortgages | $ (100,981.42) | $ (99,273.24) | $ 1,708.18 | -1.69% |
| House #3 Mortgages | $ (89,290.07) | $ (89,045.39) | $ 244.68 | -0.27% |
| House #4 Mortgages | $ (241,600.00) | $ (241,302.93) | $ 297.07 | -0.12% |
| Rental Deposits | $ (10,985.23) | $ (4,135.23) | $ 6,850.00 | -62.36% |
| Additional Tax Liability | $ - | $ - | $ - |
|
| Other Liabilities |
|
| $ - |
|
| Total Liabilities | $ (556,328.19) | $ (547,691.18) | $ 8,637.01 | -1.55% |
| $2million Goal Progress* | $ 388,965.28 | $ 371,433.18 | $ (17,532.10) | -4.51% |
| Net Worth | $ 447,365.28 | $ 430,130.25 | $ (17,235.03) | -3.85% |
Highlights for February
- All credit card debt (except current month’s purchases) is in the form of 0% APR balance transfers earning interest in my savings accounts. We paid off the last of our 0% balance transfers in January. The well has dried up for now, but we are ready to take advantages if any offers come our way.
- We finally paid off a security deposit loan from our international assignment this past month, the last of the perks from our assignment is gone :-(.
- While I list our properties according to our cost basis (with the exception of House #3 which we may be selling soon), I thought I would provide the Zillow estimates for those that are curious (as of 3/8/2009): House #1-$205,000; House #2-$156,500; House #3-$129,000; House #4-$304,000. I don’t use or rely on these estimates, but hopefully that will help satisfy those that are interested.
- We have downshifted to a single family income and are trying to adjust to lifestyle changes.
- Investments posted nearly double digit losses in February, but we were still able to eke out a gain vs our benchmark.
You can see my previous monthly net worth updates here.
Read more of February 2009 Net Worth Update (-3.85%)…
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